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Personal Loan Features & Benefits

• No end-usage restriction
• Loan amount of up to Rs. 40 lakh, which can exceed depending on lenders' discretion
• Repayment tenure usually ranges between 1 year and 5 years, with some banks/NBFCs offering longer tenures
• Minimal documentation
• .The interest rates usually start from 10.50% p.a. with some PSU banks offering lower interest rates
• Quick disbursals
• Applicants having excellent credit profiles may also qualify for preapproved/prequalified personal loans with instant disbursal

 Personal Loan Eligibility 

• Age: 18 - 60 years
• Income: Minimum Rs 15,000/month for salaried applicants
• Credit Score: Preferably 750 and above as having higher credit scores increase the chances of your loan approval at lower interest rates